Should you quit your secure job to start freelancing?

Are you tired of the daily grind at your 9-5 job? Are you feeling unfulfilled and yearning for more freedom and flexibility in your career? If so, you might be considering quitting your job and becoming a freelancer. But is this the right move for you?

On the surface, freelancing can seem like the perfect solution. You have the ability to set your own schedule, choose your own clients, and work from wherever you want. Plus, you have the potential to earn more money as a freelancer, as you can take on as many or as few projects as you want and charge higher rates for your services.

Is freelancing for you?

Before you make the leap, here are a few things to consider:

1. Are you financially stable enough to take the risk?

Freelancing can be unpredictable, and it may take some time before you establish a consistent stream of income. You'll also need to factor in the cost of health insurance, as you'll no longer be covered by your employer's plan. Make sure you have a solid financial plan in place before quitting your job, including a cushion for unexpected expenses.

If I would take my example, It tooks me a little less then six months to do the step. First I planned my finances while still employed saving as much as I could. In a second step I started exploring all the possible ways to start as a freelance and only at last, when I was ready, I sent my resignation.

But this si not for everybody, so take you time to think about it.

2. Are you comfortable with the lack of stability?

One of the biggest perks of a traditional job is the security it provides.

As a freelancer, you'll be responsible for finding your own work and may have to deal with periods of uncertainty. If you're someone who thrives on routine and stability, freelancing may not be the best fit.

3. Do you have a clear vision for your business?

Before quitting your job, it's important to have a clear idea of what you want your freelancing business to look like. This includes identifying your target market, setting rates, and establishing your brand. Without a clear plan, it can be easy to get overwhelmed and lose focus.

4. Do you have the necessary skills and experience?

While freelancing allows you to choose your own projects and clients, it's important to have a strong skill set to attract and retain business. Make sure you have the necessary experience and expertise to offer high-quality services to your clients.

5. Are you self-motivated and disciplined?

Freelancing requires a high level of self-motivation and discipline. You'll be responsible for setting your own schedule and meeting deadlines, which can be challenging if you're not used to managing your time effectively.

Consider whether you have the necessary skills and habits to thrive in a self-directed work environment.

If you want to learn more about how to improve your time management and productivity skills as a freelancer, I suggest some courses to become a productivity Ninja in this article.

6. Do you have a supportive network?

Freelancing can be a lonely and isolating experience, especially if you're used to working in a traditional office setting. Make sure you have a strong support network of friends, family, and other freelancers to turn to for guidance and encouragement.

Before you hand in your resignation letter, it's important to carefully weigh the pros and cons of freelancing and determine if it's the right choice for you. Here are some things to consider:

Pros and cons of freelancing

Pros of Freelancing

  • Freedom and flexibility: As a freelancer, you have the freedom to work on your own terms. You can choose your own schedule, work from wherever you want, and take on projects that align with your interests and goals. This can be particularly appealing if you have other commitments, such as caring for a family or pursuing other interests, that make a traditional 9-5 job difficult.
  • Potential to earn more money: As a freelancer, you have the ability to charge higher rates for your services. And because you can take on as many or as few projects as you want, you have the potential to earn more money than you would in a traditional job.
  • Variety of work: Freelancing allows you to take on a variety of projects, which can be great for keeping things interesting and challenging. You'll have the opportunity to work with different clients and industries, which can expose you to new ideas and experiences.

Cons of Freelancing:

  • Lack of stability: One of the biggest drawbacks of freelancing is the lack of stability. As a freelancer, you don't have a steady paycheck or the security of a traditional job. You'll need to constantly search for new clients and projects to ensure a steady stream of income.
  • Lack of benefits: Another disadvantage of freelancing is the lack of benefits. As a freelancer, you're responsible for your own health insurance, retirement savings, and other benefits that are typically provided by an employer.
  • Increased responsibilities: When you're a freelancer, you're not just responsible for your own work, but also for finding clients, managing your own finances, and handling all the other tasks that come with running a business. This can be overwhelming and time-consuming, especially if you're not used to handling these tasks.


If you're confident in your ability to succeed as a freelancer and you're excited about the opportunity to pursue your passion on your own terms, then quitting your job to freelance full-time might be the right choice for you. On the other hand, if you value stability and the benefits that come with a traditional job, it might be better to keep your day job and pursue freelancing as a side hustle.

Ultimately, the decision to quit your job and start freelancing is a big one and it's not something to be taken lightly. It's important to carefully consider all of the pros and cons and do your due diligence before making the leap. 

If you do decide to give freelancing a try, set yourself up for success by creating a solid plan, networking with other professionals in your field, and continuously learning and improving your skills. With hard work and dedication, you can turn your passion for freelancing into a successful and fulfilling career.

However, if you're unsure or not ready to make the leap, it may be wise to hold off and continue building your skills and experience before making the switch. Ultimately, the decision is up to you and what will bring you the most fulfillment and success in your career.